1. Holvi App push notifications
By using the Holvi-app and turning the push notifications on, you will be notified whenever the Holvi card is used. That way you can quickly react (e.g. locking the card) if you detect an unauthorised transaction.
Keep your card number private
Don’t post pictures of your card to social media, don’t send the card details or pictures via email, or let anyone copy the full card details. Holvi will never ask you for PIN or full card numbers. When making an online purchase, pay attention to the website requesting your card details, and make sure you receive a Holvi App push notification of the purchase. You can find more information about card number theft here.
If you have forgotten your PIN number you can review your card PIN number in your Holvi account from under the Account Settings menu, under Payment Cards. Find more information here.
Your Holvi Business Debit Mastercard card PIN will lock after 3 failed attempts. If this happens you may unlock it in your Holvi account's Payment cards menu.
Once you unlock the PIN, we recommend you to visit an ATM cash machine and for example try to withdraw funds to make sure the change is correctly propagated to your card.
- Some ATMs may have a PIN unlock option which alternatively you can use instead.
- If, after you unlock your PIN from the account instead of an ATM, you try to go to a physical store POS terminal, the first purchase attempt with the card may be declined and it will succeed only at the second attempt.
- E-commerce transactions (CNP) at online stores will keep working
The first step is to lock the Holvi Card. Don’t worry you can re-activate it if you later find it. If you have access to your Holvi account you can lock your card right away:
- Login with your Holvi credentials here.
- Follow the instructions on your screen to report, cancel and replace your lost or stolen Holvi card
For further protection from unauthorised transactions, we are adding the Mastercard® Identity Check™ 3D Secure authentication to online payments made with your Holvi Business Debit Mastercard®.
Here’s how it works:
1.Some online payments will automatically redirect to Mastercard® Identity Check™ cardholder verification.
2. On the Mastercard® Identity Check™ verification page, you can view and verify your payment details by clicking “Next”.
3. After this you will be directed to do an identification completed through a unique code sent to you via SMS. The SMS will be sent to the phone number you used to register your Holvi account.
In the next Mastercard® Identity Check™ verification page, you will accept the payment by inserting the code received via SMS. By clicking “Submit” your payment is verified and you will automatically be redirected back to the online store site.
In case you encounter problems when verifying your payment, please contact email@example.com for advice.
For safety reasons the Holvi card is equipped with spending limits. Please find here more information about daily volume limit, last 30 days volume limit, last 365 days volume limit and frequency limits.
Phishing is the attempt to trick you into disclosing your sensitive financial or personal information such as payment card credentials/PIN number. This information can later be used to make unauthorised transactions in your account.
Here are some examples on phishing:
- is asking you to provide personal information, for example: your account number, your personal PIN or TAN, your payment card number and the security code of your payment card, your telephone number or the type of your mobile phone
- is asking you to click on a specific link to permit verification of your account details and payment card details
- is asking you to fill in a form with your account number, PIN or TAN or payment card details
- may contain links to fake Holvi sites that are remarkably good imitations of the original ones or contain links to sites requesting you during the login process to install security software on your mobile phone or contain an attachment which installs a virus or a Trojan on your PC.
Holvi will never ask you to provide personal information or to disclose your user details by filling in a form. Any email that asks you to disclose your personal user details (account number, PIN, mTAC) and/or your payment card details is a phishing e-mail. If you are unsure please contact us (see contact information below).
Do not click on unverified links. If the link purports to be sent by Holvi, please call us to verify the authenticity of the message. Do not log on to any suggested website in the link and do not enter the credentials of the Holvi Business Debit Mastercard or any other sensitive information.
What to do in case of phishing?
If you think you have been victim of phishing and you are not sure about the safety of your Holvi Business Debit Mastercard, pease lock your card immediately and review your transactions in your Holvi account and/or your push notifications in the Holvi app.
To report unauthorised transactions in your account, fill in this form.