Unfortunately, you'll need to have an existing company to open a Holvi account.
How come? We’ll need to verify your business after you open an account – and before you gain full access. You can read more about opening a Holvi account and how to verify here.
Are there any exceptions?
The one exception to this rule is the German founder account, for GmbH and UG company types in the founding phase.
Founder accounts let shareholders open a Holvi account into which they can deposit their company’s share capital. After this, shareholders can enter their company in the commercial register and upload a registry extract – at which point we can verify their business and grant them full access to their Holvi account. Read more about German founder accounts here.
What about share capital deposits for Finnish limited companies (Oy)?
If you’re planning to use Holvi to deposit the initial capital for a Finnish limited company (Osakeyhtiö, Oy), this is not yet possible in Holvi due to Finnish legislations.
Please note that since 1 July 7 2019 an initial capital deposit is no longer needed to found a limited company. However, we still need a register extract to verify your business. You can upload a registry extra via your Holvi profile after your company is entered in the Finnish Trade Register.