The Holvi Business Credit Card helps you cover expenses now and pay them off later, in flexible instalments over time. You can choose how you pay off your credit balance:
- Repay next month
- Repay in 3 instalments
- Repay in 6 instalments
When you buy something using your Holvi Business Credit Card, balance accrues in your Holvi credit account. You then pay off your credit balance in periodic instalments over a set period, as per your agreement.
The Holvi Credit Card comes with a personalised credit line up to €5,000 and nominal interest rates between 8.0 – 16.6%. Credit line and interest rates are decided by individual assessment when you apply for a Holvi Credit Card.
To manage your card settings, log in at Holvi.com and go to Account settings > Cards. The settings include:
- Card general info
- ATM usage
- Lock and unlock card
- Review card PIN
- Unlock PIN if it's locked
- Cardholder settings
Locking the card will restrict the use of the card temporarily. If your card is lost or stolen, please follow these instructions.
Failed and reserved payments
If your card payment fails, please wait a bit before trying again. Sometimes failed card payments may show up in your Holvi account with a reserved status.
These transactions will normally expire within 7 business days – but in some cases reservations will apply for 30 days.
Any purchases you make with your card will show up in your Holvi account under Credit cards, accessible from the main menu. From this page, you can edit transactions individually or in bulk, and recategorise transaction as you like. This is also where you can also add photos of receipts.
The easiest way to add receipts, VAT or bookkeeping notes to a transaction is to open the push notification. This opens the Holvi mobile app, where you can snap a photo of your receipt and add any extra details.
However, you can also upload a receipt and add VAT later by navigating to the transaction. Simply:
- Go to Credit cards, then select a payment and attach a receipt or click the Attachments tab (when viewing an individual transaction)