Holvi Business Mastercard® – Service Description
Introduction
Holvi offers two kinds of business payment cards:
- Holvi Business Debit Mastercard – physical card (virtual card coming soon)
- Holvi Business Credit Card – physical and virtual cards
Holvi Business Debit Mastercard®
The Holvi Business Debit Mastercard card is a traditional debit card that pairs with Holvi’s feature-packed business account. It helps you manage expenses, prep bookkeeping and stay tax ready.
When you buy something using your Holvi Business Debit Mastercard, funds are withdrawn directly from your business account. In other words, to use this card you’ll need sufficient balance on your Holvi account.
Holvi Business Credit Card
The Holvi Business Credit Card helps you cover expenses now and pay them off later, in flexible instalments over time. You can choose how you pay off your credit balance:
- Pay it off in full next month
- Pay in 12 monthly instalments (available in Germany and Finland)
The Holvi credit card comes with a personalised credit line up to €50,000, with a fixed interest rate of 18% if you choose to pay in instalments. Your credit line is decided by individual assessment when you apply for a Holvi credit card.
Virtual and physical cards
At Holvi, we offer two distinct card types: physical and virtual cards. Both card types are connected to your Holvi account and integrate features to simplify work life.
Virtual card: A digital-only version of a traditional payment card. It’s a unique 16-digit card number tied to your Holvi account. You can use your virtual card for online payments.
Physical card: A traditional payment card. You can use it to make purchases online and in-store.
Holvi Business Debit Mastercard®
- Card ordering, delivery and cancellation
- Card usage and card limits
- Unauthorised transactions
- Security – How to keep your money safe
- Holvi Business Mastercard pricing
- FAQs – Holvi Business Debit Mastercard