Service Description – Holvi Business Mastercard® – Holvi Support

Holvi Business Mastercard® – Service Description

Introduction

Holvi offers two kinds of business payment cards:

Holvi Business Debit Mastercard – physical card (virtual card coming soon)
Holvi Business Credit Card – physical and virtual cards

Holvi Business Debit Mastercard®

The Holvi Business Debit Mastercard card is a traditional debit card that pairs with Holvi’s feature-packed business account. It helps you manage expenses, prep bookkeeping and stay tax ready.

When you buy something using your Holvi Business Debit Mastercard, funds are withdrawn directly from your business account. In other words, to use this card you’ll need sufficient balance on your Holvi account.

Holvi Business Credit Card

The Holvi Business Credit Card helps you cover expenses now and pay them off later, in flexible instalments over time. You can choose how you pay off your credit balance:

Repay next month
Repay in 3 instalments
Repay in 6 instalments

When you buy something using your Holvi Business Credit Card, balance accrues in your Holvi credit account. You then pay off your credit balance in periodic instalments over a set period, as per your agreement.

The Holvi credit card comes with a personalised credit line up to €5,000 and nominal interest rates between 8.0 – 16.6%. Credit line and interest rates are decided by individual assessment when you apply for a Holvi credit card.

Virtual and physical cards

At Holvi, we offer two distinct card types: physical and virtual cards. Both card types are connected to your Holvi account and integrate features to simplify work life.

Virtual card: A digital-only version of a traditional payment card. It’s a unique 16-digit card number tied to your Holvi account. You can use your virtual card for online payments.

Physical card: A traditional payment card. You can use it to make purchases online and in-store.

Holvi Business Debit Mastercard®

Holvi Business Credit Card