We offer several ways to pay your Holvi credit card invoice, including:

1. Set up automatic payments
2. Confirm a draft payment
3. Pay from the Credit cards > Plan & billing page
4. Transfer funds from the Home page

What is included in your credit card invoices

Your credit card invoice is based on the purchases made and the outstanding balance on your credit account when our billing cycle runs each month.

The invoice will detail your full repayment obligation, which typically includes:

• Instalment repayment
• Interest 
• Monthly credit card fee (if applicable)
• Minimum payment due
• Payment details and due date

Note: If you want to avoid interest, pay off your full credit balance before the end of the calendar month in which you made your purchases. If you do, those purchases won’t be turned into a loan, your next credit statement will show €0 for them and you won’t be charged any interest.

Where to find your credit card invoices

For a full list of your Holvi credit card invoices, log in at Holvi.com and go to Credit cards > Plan & billing. Click on an individual invoice to open a PDF version with full details.

How to pay your credit card invoices

1. Set up automatic payments

The easiest way to pay your Holvi Business Credit Card invoice is to set up automatic payments.

We'll transfer your minimum monthly payment automatically by the invoice due date, so you never make a late payment – and your balance stays clear.

Log in at Holvi.com and go to Credit cards > Settings to manage automatic payments.

Important: Automatic payments only cover your monthly instalment (including any interest and fees). If you want to pay off your balance early—for example, to avoid interest—you need to make a manual payment to your credit account before the end of the month in which you made your purchases. Automatic payments won’t do this for you.

2. Confirm our draft payment

The second simplest way is to confirm our draft invoice payment.

Each month, we'll notify you via email and push notification when your invoice arrives – so make sure to have push notifications switched on. When your invoice arrives...

1. We'll set up a draft transfer for the minimum amount, payable on the invoice due date. You'll get a push notification prompting you to confirm the transfer and pay off your minimum amount, or you can access the draft payment:
   • 📱 On mobile, this draft transfer will show up in Payments to confirm, located on your Home screen
      
   • 💻 At Holvi.com, this draft transfer will show up in your business account's transactions list (Accounts) 
2. Confirm the transfer, or cancel it and create a new one for a different amount or date
3. When we receive payment, your balance will adjust accordingly

3. Pay your invoice from Credit cards > Plan & billing

Open invoices will have a Pay now or schedule button. Click this to open a draft transfer for the invoice. Check the amount and date, then confirm the transfer to pay your invoice.

4. Transfer funds to your credit account

To easily pay off your balance, including making an early, full repayment to achieve interest-free credit, you can transfer funds from your Holvi business account to your credit account anytime.

📱 On mobile

Open the Holvi mobile app and tap the Credit balance widget on your Home screen. This will open a screen where you'll see a button to Repay credit balance. Tap the button and complete the transfer.

If you can’t see the Credit balance widget on your Home screen:

1. Scroll down to the very bottom of the Home screen.

2. Tap Customise.

3. This will open the Edit home view, where you can add Credit balance to your home screen. You can also drag and reorder the different widgets to your preference.

💻 At Holvi.com

Log in at Holvi.com. On your Home screen, you'll find a Holvi Business Credit Card tile that shows your current balance – how much of your credit line is spent and how much is available.

Click Pay now or schedule to open a draft transfer from your business account to your credit account. Choose an amount, date and confirm the transfer.