Die Gesetze hinter Holvi 

Inhaltsverzeichnis
1. Wie ist Holvi reguliert?
2. 
Wo werden die Kundengelder aufbewahrt?
3. 
Welchen Gesetzen unterliegt Holvi?

 

 

 

 

 

1. Wie ist Holvi reguliert?
Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland (FIN-FSA) as an Authorised Payment Institution with license to operate in the European Economic Area.

Holvi® is a registered trademark of Holvi Payment Services Ltd. a company founded in 2011 and based in Helsinki, Finland.

Holvi is authorised by the FIN-FSA to operate payment accounts and execute payment transactions to, from and between payment accounts.

 

 

 

 

 

2. Wo werden die Kundengelder aufbewahrt?
We hold customer funds segregated at European partner credit institutions. We are not the beneficiary, our customers are.

The EU Payment Services Directive and the Payment Institutions Act (Maksulaitoslaki) have clear regulations on how Holvi must segregate and safeguard our customers’ money. In an unlikely insolvency event, the funds held in our customers’ payment accounts are protected from other creditors’ claims and can be repaid to our customers.

 

 

 

 

3. Welchen Gesetzen unterliegt Holvi?
Providing payment services is a regulated activity within the European Union. All payment service providers (PSPs) operate under the EU Payment Services Directive (2007/64/EC).

In Finland the Payment Services Directive (PSD) is implemented by the Payment Institutions Act (Maksulaitoslaki, 30.4.2010/297 MLL) and Payment Services Act (Maksupalvelulaki, 30.4.2010 MPL).

Holvi is required to identify and verify its customers according to the Act on Detecting and Preventing Money Laundering and Terrorist Financing. Collecting personally identifiable information is governed by relevant laws (Henkilötietolaki, 22.4.1999/523 HTL).

 

 

 

 

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