|
Card purchase limits (in-store and online) |
ATM withdrawal limits |
|
|
Min. transaction amount |
– |
€10 |
|
Max. transaction amount |
€10,000 |
€3,000 |
|
Daily volume limit |
€10,000 |
€3,000 |
|
Last 30 days volume limit |
€45,000 |
€15,000 |
|
Last 365 days volume limit |
€300,000 |
€75,000 |
|
Daily max frequency |
30 |
10 |
|
Last 30 days max frequency |
200 |
30 |
|
Last 365 days max frequency |
2000 |
360 |
Note: In this table the 'last [X] days limits' do not follow calendar months. Limits are based on the day you made your first card transaction or withdrawal.
Example:
- Individual cash withdrawals of €3,000 on 15, 17, 19, 20 and 25 January will use up the €15,000 30 days limit
- Based on the last 30-day volume limit, the first payment amount frees up on 15 February, and you then have these €3,000 usable in your 30-day volume limit
You can check your real-time card usage and limits in Holvi, any time.
Card limits for contactless payments
You can find a list for limits of contactless payment in Europe here.
|
Country / area |
Contactless payment limit |
|
Eurozone |
€50 |
|
Germany |
€100 (no transaction limit for mobile payments with 2FA) |
|
Finland |
€50 |
|
France |
€50 |
|
Denmark |
350DKK |
|
Sweden |
200SEK |
|
Spain |
No limit (PIN verification necessary over €50 except for mobile payments with 2FA) |
|
United Kingdom |
£100 |
|
United States |
No limit |
Note
For added security and to make sure your card got into the right hands, we’ve disabled contactless payments until you complete a standard chip and PIN transaction.
Offline purchases
An offline purchase happens when the payment terminal (point of sale device) has no internet connection – for example, on an airplane or in some taxis if you travel off the grid. Offline purchases are possible with Holvi, but limited to 5 transactions or a maximum of €150.
You can ‘reset’ your offline purchase limit by using your card in an online payment terminal.
Contactless payments
To comply with PSD2 regulations, we’ve added an extra security step for when you make numerous contactless payments with your Holvi card. You’ll now be asked to add your card PIN whenever:
- You make more than 5 consecutive contactless payments
- The overall sum of several contactless transactions exceeds €150.00