Why does Holvi charge an ATM fee? ATM transactions cost us money, so we charge a small fee to cover our costs for cash withdrawals. Updated 19 October 2026 17:14 Related articles How do I withdraw cash from my Holvi account? Can I deposit cash & cheques? What are my debit card spending and withdrawal limits? VAT calculator – How does Holvi's VAT calculator work? How do I add money instantly to my Holvi account?