Which countries are in the SEPA zone?

The Single Euro Payments Area (SEPA) enables easy euro (€) transfers within and between 40 European countries. Transfers outside SEPA or in non-euro currencies within SEPA are processed as international SWIFT payments.

In Holvi, you can send and receive SEPA payments (i.e. standard bank transfers) to and from the following countries:

Learn more

• What are SEPA transfers and how do they work?
• What are SWIFT transfers and how do they work?
• International payments in Holvi (SEPA & SWIFT)