How do I send a bank transfer (SEPA)?

🖥️ How to transfer money at Holvi.com

1. Log in at Holvi.com
2. In the main menu (left side), click Transactions > New bank transfer
3. Fill in the recipient information:

• Name
• IBAN

• Add an amount
• If you're scheduling this transfer, add a date
• Reference or message
• 💡 If you have a reference number, you can include it here. Either a reference number or a message is needed to send the payment
• VAT details (if applicable)
  💡 If your account is VAT liable, add an item name, category, amount and VAT %. Each outbound payment must be associated with an expense category. You can add expense categories in Bookkeeping > Add category
• Attachment (if applicable)
  💡 It’s good accounting practice to attach an invoice when paying bills. Click the paper clip icon to add an attachment

Once you’ve confirmed the transfer, its status will update instantly. You can view it in the list under Transactions.

📱 How to transfer money using the Holvi app 

1. Log in to your Holvi app
2. Tap Transfer on the home screen
3. Follow the steps above
4. Tap Send