If you have a payment account in US dollars (USD) or British pounds (GBP), you can create a virtual card linked to that account. This allows you to spend directly from your USD or GBP balance - no need to convert to EUR first. Learn more about currency accounts here.
How it works
Each virtual card is linked to one payment account.
- When you pay with the card, the amount is taken directly from that account’s balance.
- If you pay in a different currency (for example, using a USD card to pay in EUR), the standard Holvi currency conversion rate applies.
Key details
- Card type: Virtual only (no physical cards available yet)
- Currencies supported: USD and GBP
- Availability: Available on all plans
Limits and usage
- You can view and update your card limits in the app.
- Each card counts toward your total number of allowed cards.
- If there isn’t enough balance in the linked account, the payment will be declined.
How to create a USD or GBP virtual card
If you don’t have a currency account yet, create one first by going to Accounts > Manage accounts > Add account.
Then:
- Go to Cards
- Select Order new card > Order a regular Holvi card
- Select Holvi Virtual Debit Card as your card type
- Choose your USD or GBP account to link the card to
- Add card details
- Click Order card to create your ready-to-use virtual card
FAQs
Can I get a physical currency card?
Not at the moment - only virtual currency cards are available.
Will I pay extra for using the card?
There’s no additional fee. If you pay in a different currency than what your card is in, the standard Holvi currency conversion rate applies.
Please note that currency cards are considered additional cards, so you may be charged an extra monthly fee according to your plan.
Can I use my USD card to pay in GBP and vice versa?
Yes. Currency conversion will apply at the standard Holvi rate.
Where can I see my card transactions?
You’ll find them in the same place as your other card transactions. Tap any transaction to view details.