In the online world, there is a tactic known as smishing (short for SMS-phising). It's like phishing, but it comes through text messages and tries to trick you into sharing your private information. These texts can look real and are a threat to your online security.
Sometimes, these texts ask you to do things like confirming your identity, stopping a fake money transfer, installing updates, or signing digital papers by clicking on links. What's tricky is that these smishing texts can show up in the same message thread as real bank messages, making them hard to spot.
Remember, your bank or authorities will never ask for your online banking codes, card details, or PIN through text messages. They have more secure ways to talk to you.
How to protect yourself from smishing:
- Guard your info: Don't share your personal or banking details in response to strange text messages. And don't click on any links in those messages.
- Go straight to the source: Always use the official website of a company to log in to your accounts. Don't log in using links in text messages or search engine results.
- Be cautious of unknown senders: If you get a text from someone you don't know, especially if it's asking for something urgent, be careful.
- Stay alert: Smishing texts might pretend to be from well-known companies or your bank. Just know that they might be mixed in with real messages.
- Delete suspicious texts: If a text looks strange or you didn't expect it, don’t open it, delete it. If you're not sure, contact the company's customer service directly to check if it's real.
By following these steps and staying watchful, you can keep yourself safe from smishing scams. Your online security is important, and being careful is the best way to protect your private information from online tricksters.
Safety at Holvi
Employing cutting-edge security technologies, we go to great lengths to safeguard your accounts. Here's how:
- Mobile device pairing: Our advanced security measures mean that only your mobile device has access to your account, providing an additional layer of protection. It's essential to keep your registered phone number with the Holvi App up-to-date for this process. Learn more about our Holvi Mobile App here.
- Strong Customer Authentication (SCA): SCA aims to make online payments more secure by introducing multi-factor authentication. In this article you can learn about Strong Customer Authentication principles at Holvi.
- Mastercard 3D Secure Technology: Every online purchase is fortified with Mastercard® Identity Check™ 3D Secure 2 authentication, delivering heightened security to each transaction you make. Find out more about how your Holvi Debit Mastercard is secured here
Please consider all our tips here on how you can secure your account at Holvi. If you ever suspect that you've fallen victim to a smishing attack, please don't hesitate to reach out to our dedicated Customer Support team promptly.
We treat all potential fraud with the utmost seriousness and are committed to ensuring the safety and security of your finances. Your peace of mind is our priority.