SEPA bank transfers (e.g. salaries) Finland
In Finland the salary payment date practice is based on the Finnish Payment Services Act.
Salary payments (SALA) received no later than the requested execution date i.e. due date (set by the customer) will be paid the next banking business day i.e. payment date (set by the payment service provider).
Any salary payments (SALA) received after requested execution date i.e. due date will be rejected.
The set due date can only be a banking day. The payment date is the next banking business day.
Bank transfers (e.g. salaries) Germany
In Germany salary payments are executed same as any other SEPA bank transfers.
Salary payments received before 14.45 CET will be paid earliest at the same banking day and will be forwarded to the recipient's bank within the same banking day.
Salary payments received after 14.45 CET will be paid earliest at the next banking day and will be forwarded to the recipient's bank at the next banking day.