Sicherheit

Inhaltsverzeichnis
1. Wie kann ich meinen Computer sichern?
2. 
Sind meine persönlichen Daten sicher?
3. 
Ist mein Geld sicher?
4. 
Mit welcher Technologie ist Holvis Webseite gesichert?
5. 
Wie verwaltet Holvi meine vertraulichen Daten?

 

 

 

 

 

1. Wie kann ich meinen Computer sichern?
Always install the latest security updates and an up-to-date anti-virus software. Avoid installing applications from sources you don’t trust completely. Do not open any suspicious email attachments or click on links received people you might not know. If you’re hardcore, use a dedicated computer or live CD operating system for online banking.

 

 

 

 

 

2. Sind meine persönlichen Daten sicher?
Privacy is very important to us and we are determined to protect your personal data as well as your money.

Holvi will never hand over your data to any third parties without a legal obligation to do so (such as receiving a subpoena).

 

 

 

 

3. Ist mein Geld sicher?
Your money is safe within Holvi. Holvi Payment Services Ltd is regulated and licensed to operate across the EU by the Financial Supervisory Authority of Finland (FIN-FSA) as an Authorised Payment Institution. Security is our main responsibility and we will do everything in our power to keep our customer funds safe and secure.

All funds on the payment accounts of Holvi customers are held in segregated client money accounts in European banks. The EU Payment Services Directive and the Payment Institutions Act (Maksulaitoslaki) have clear regulations on how Holvi must segregate and safeguard its customers' money. 

Funds are separated from Holvi's balance sheet so in the unlikely case that Holvi becomes insolvent:

  1. Customers funds will be 100% segregated in client money accounts. Meaning that they are not affected at all by the insolvency since Holvi is not the owner.
  2. Customers will be able to transfer their moneys at all times.

 

 

 

 

4. Mit welcher Technologie ist Holvis Webseite gesichert?
Holvi follows security standards defined by the FIN FSA, including standard 1.3 on Reliable Governance and 4.4b on Risk Management. We use the latest tools and techniques to secure our network, servers, software and web applications.

Holvi services are built upon secure Amazon Web Services and robust open-source components. Amazon Web Services are located in the EU region.

Your communication with the website is protected by strong TLS/SSL encryption.

 

 

 

 

5. Wie verwaltet Holvi meine vertraulichen Daten?
Security is Holvi's top priority. All customer information is securely stored within Holvi’s systems. We provide bank standard security for all our customers’ personal data.

 

Your confidential information is used for customer verification purposes, so that we can identify all Holvi account ownerships as required by law, and to contact you with regards to your account. Holvi will never hand over your data to any third parties without a legal obligation to do so (such as receiving a subpoena).

According to the European anti money laundering and terrorist financing Directive Holvi is required to store customer transaction records for five years. 

 

 

 

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