Unfortunately, we don’t offer overdrafts. Holvi doesn’t allow you to be overdrawn under normal circumstances, so you’ll only ever spend the money that’s actually in your account.
In exceptional circumstances, if an unarranged overdraft does occur (e.g., due to outstanding fees from a Holvi credit product or service), the customer is required to repay the negative balance immediately, which can be done via bank transfer or by topping up the account.
Pro tip – Set up low balance alerts
You can set up an alert for when your balance falls below a certain amount. Read more about low balance alerts here.
Or apply for a Holvi credit card?
Looking to invest responsibly in your business without resorting to overdrafts? The Holvi credit card is here for all your business expenses, big and small – even when your balance is low. Introducing your new financial cushion.
- Business credit card – with credit line up to €5,000
- Pay worldwide – wherever Mastercard® is accepted
- Highest level of acceptance – for SaaS subscriptions, car rentals and hotel bookings and any other work-life needs
- Secure online payments – backed by Mastercard® 3D-Secure and Holvi’s bank-level security
You can find more information on the Holvi Business Credit Card here.